Employee Benefits

Welcome to the Town of Nantucket's Employee Benefits webpage! 


The Town of Nantucket offers a comprehensive benefits package to full-time employees serving our community. To be eligible for benefits, an employee must be employed in a position classified as regular and work a minimum of 20 hours per week for 52 weeks per year. 

Below and Inside our Document library, you will find detailed information about our current employee benefits plans and all of the necessary benefit summaries, rate sheets, enrollment forms, customer service numbers, and direct links to your online provider network directories. Just click on the subject of interest and "surf"  to easy answers and access to your employee benefits! 

Benefits Summary

  • Health Insurance: (90% paid by the Town, 10% by the employee)
    1. BCBS Blue Care Elect (PPO)
    2. BCBS Network Blue New England
  • Altus Dental:(no employer contribution)
    • Altus Dental Low Plan
    • Altus Dental High Plan
  • Flexible Spending Account: (no employer contribution)
    • Full-time employees may elect to participate in the Town’s FSA offered by TASC. 
  • Basic Life Insurance: (50% employer contribution)
    • Boston Mutual basic life coverage of $5,000; rates are based upon age at time of enrollment. 50% of the monthly premium is paid by the Town. Basic life must be elected to be eligible for Voluntary/Optional life.
  • Voluntary/Optional Life Insurance: (no employer contribution)
    • Boston Mutual Voluntary/Optional life coverage of up to $500,000; rates are based upon age at time of enrollment.
  • Permanent Life Insurance: (no employer contribution)
    • Can be elected through our agents: Life Plus Insurance & Colonial Life. Rates vary.
  • Group Critical Illness Insurance: (no employer contribution)
    • Can be elected through our agents: Life Plus Insurance & Colonial Life. Rates vary.
  • Cancer Expense Insurance: (no employer contribution)
    • Can be elected through our agents: Life Plus Insurance & Colonial Life. Rates vary.
  • Disability Insurance: (no employer contribution)
    • Can be elected through our agents: Life Plus Insurance and Colonial Life. Rates vary.
  • Barnstable County Retirement Association: (no employer contribution)
    • As a full-time employee of the Town of Nantucket, you contribute to a defined benefit plan through Barnstable County. Contribution rates vary.
  • 457 Deferred compensation plans: (no employer contribution)
    • Full-time employees also have the option to contribute to a 457 deferred compensation retirement plan with Nationwide and Great West (SMART plan). 

Welcome! We look forward to helping you! 


Download Benefits Forms from Documents Library


To access your online accounts or connect with the vendors, please use the information below:

  • Access Blue Cross Blue Shield website HERE.
  • Access Altus Dental website HERE
  • Access TASC Flexible Spending accounts HERE
  • Access Barnstable County Retirement Association HERE
  • Access Massachusetts Teachers' Retirement system HERE
  • Contact information and benefits summary HERE